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  • 1.  CCM payor type

    Posted 01-25-2025 09:03

    Good morning, and happy Saturday,

    I work at a primary care clinic in Colorado and use Epic. Within the organization, there is confusion as to what payor type (insurance) can be used for Chronic Care Management (CCM) to get reimbursement. I have heard that the patient can only have medicare, but MUST have a secondary insurance, that can not be medicaid. Our patient population in our clinic is mainly medicaid (75-80%). Furthermore, if they do have medicare as their primary, they likely have medicaid as their secondary.

    Can anyone please give guidance, as to which patients we can enroll in CCM so that we are getting reimbursement? I'm not sure where to find resources for this and the leaders of organization do not either.

    Thank you so much for any guidance!

    Sincerely,

    Aspasia "Ace" Fowler, Lead RN
    Pueblo, Colorado



  • 2.  RE: CCM payor type

    Posted 01-26-2025 15:56
    Hello, ok so as of February 2024, Colorado Medicaid does not cover CCM. Here is a spreadsheet of the Medicaids that I have researched. 

    Now as far as Medicare, any patient on Medicare, including Medicare Advantage can have CCM. Must if the MA plans cover it at 100%. Traditional Medicare covers it at 80%. The other 20% is paid by the patient, if they are dual eligible, the 20%gets billed to Medicaid and it is covered by Medicaid so no out of pocket for the patient. Now being covered and being paid are not the same, the Medicaid EOB May tell you to write it off but good news nothing out of pocket for the patient. Now if the patient has a supplemental then the supplemental is required to pay the 20% once the deductible is covered. 

    Hope that helps. Now I am also on the advocacy committee and I am happy to help you start conversations with your state legislators / Medicare medical director to have your CO Medicare cover CCM. 

    signatureImage





  • 3.  RE: CCM payor type

    Posted 01-26-2025 16:52

    Faith,

    Thank you so much for the information and for sharing the spreadsheet. It is very helpful!  Do you know if there is a cost estimator that can be used to inform the patient of what they may be charged for the CCM per month? The percentages that you included are helpful! I just don't know how to put that into a monthly amount to the patient. I know it will depend on other factors that you listed.

    It is fantastic that you are on the advocacy committee! I'm not too sure how our legislature would look at it, just because I haven never been involved in that portion.

    Thank you!

    Sincerely,
    Aspasia "Ace" Fowler, RN



    ------------------------------
    Aspasia Fowler
    CommonSpirit
    Pueblo CO
    (361) 816-7012
    ------------------------------



  • 4.  RE: CCM payor type

    Posted 01-26-2025 16:59
    Yes, here are the national averages for Medicare allowable for 2025 and I think CO is right about average. 





  • 5.  RE: CCM payor type

    Posted 01-27-2025 13:30
    We have found that Medicare covers 80% of the cost of CCM services and some carriers cover 100%. 

    Individuals may be billed for the co-insurance amount by their individual insurers. Patients are encouraged to verify with their insurance company if this applies to them and are provided with the following care management codes: 99490, 99439, 99487, 99489.

    This document has helpful tips:

    2024 CCM Guidelines  https://www.cms.gov/outreach-and-education/medicare-learning-network-mln/mlnproducts/downloads/chroniccaremanagement.pdf

    Best of luck

    Sharon



    Sharon Watts, MN, RN
    RN Supervisor, Ambulatory Virtual Teams
    Virginia Mason Franciscan HealthTM 
    Seattle, WA 

    "The most impactful leaders are those who listen with intention and act with compassion" 

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